Insurance Licensing NY-Life-Accident-and-Health : New York Life, Accident and Health Insurance Agent/Broker Examination Series 17-55

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Insurance Licensing NY-Life-Accident-and-Health Exam Syllabus Topics:

Insurance Licensing New York Life, Accident and Health Insurance Agent/Broker Examination Series 17-55 Sample Questions:

1. The policy provision describing the responsibilities of the master policyowner is in

A) individual health policies.
B) individual medical policies.
C) certificate of coverage.
D) group health policies.

2. Which type of policy pays an amount per day for hospitalization directly to the insured regardless of the insured ' s other health insurance?

A) Blanket.
B) Medigap.
C) Hospital indemnity.
D) Limited-amount per diem.

3. According to the Affordable Care Act, a child can remain on a parent ' s health benefit plan until the child

A) reaches age 26.
B) marries.
C) graduates from college.
D) reaches age 19.

4. Which statement is NOT a characteristic of a Group Life Insurance Plan?

A) Certificate of Insurance.
B) Individual underwriting.
C) A master contract.
D) Probationary periods.

5. A 65-year-old employee who works for an employer with 24 employees is disabled on the job. The employee has fully recovered and returned to work. Which health coverage is primary?

A) an individual plan
B) Medicaid
C) workers ' compensation
D) his employer ' s group plan

Solutions: