Maryland Insurance Administration Accident-and-Health-or-Sickness-Producer : MarylandAccident and Health or Sickness Producer Series 20-24 Exam

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Maryland Insurance Administration Accident-and-Health-or-Sickness-Producer Exam Syllabus Topics:

Maryland Insurance Administration MarylandAccident and Health or Sickness Producer Series 20-24 Sample Questions:

1. All of the following services are covered under the Medicare Supplement preventive care benefit EXCEPT:

A) Immunizations
B) Hearing tests
C) Routine physical examinations
D) Outpatient prescription vitamins

2. To be deemed a "qualified employer" under the Maryland Health Benefit Exchange Act, anemployer MUST:

A) Have at least 50% of its employees reside in the state of Maryland
B) Have its principal place of business in the state of Maryland
C) Have at least 50% of its employees work in the state of Maryland
D) Contribute to employee premiums

3. Under which marketing system do insurers solicit customers by mass media advertising and mail without the services of a producer?

A) Direct response
B) Contingent
C) Captive agent
D) Branch office

4. When a producer sells an individual accident and health insurance policy, how is the initial premium usually paid?

A) The insurer utilizes the applicant's automatic bank draft authorization
B) The applicant sends it directly to the insurer with the application
C) The producer collects and forwards it to the insurer
D) The insurer bills the applicant when the application is approved

5. An insurance policy could be issued to cover losses resulting from any of the following EXCEPT:

A) A nuclear power plant
B) A state-sponsored centennial celebration
C) A skydiving exhibition
D) A drug smuggling operation

Solutions: